What is the maximum amount I can send from PayPal to another PayPal account?

 

PayPal is one of the most widely used digital payment platforms globally, trusted by millions for peer-to-peer (P2P) transfers, business transactions, and online purchases. One of the most important aspects users need to understand is the PayPal to PayPal transfer limit—the maximum amount of money you can send from one PayPal account to another. In addition to this, there are related limitations such as the withdrawal limit on PayPal, the PayPal instant transfer limit, the PayPal limit for receiving money, and the general PayPal limit transaction policy.

Whether you're an individual user or a business owner, knowing these limits ensures that your transactions go through smoothly and your operations remain uninterrupted.

 

What Is the PayPal to PayPal Transfer Limit?

The PayPal to PayPal transfer limit refers to the maximum amount a user can send directly from their PayPal account to another PayPal account. This limit is determined by several factors, including account verification status, account type (personal or business), transaction history, and geographic region.

Standard Limits:

• Unverified Accounts: Usually limited to sending $500 USD per month.
• Verified Accounts: Can send up to $10,000 USD per transaction, depending on activity and compliance checks.
• Business Accounts: Higher limits are possible and sometimes even unlimited with full verification and trust rating.

To increase your PayPal to PayPal transfer limit, verify your account by linking your bank account and submitting identification documents.

 

Understanding the Withdrawal Limit on PayPal

The withdrawal limit on PayPal indicates how much money you can transfer from your PayPal balance to your bank account or linked debit card.

Typical Withdrawal Limits:

• Bank Transfers (Standard): Up to $5,000 USD per day for verified users.
• Instant Transfers to Card: Usually up to $5,000 USD per day, with a small fee applied.
• Unverified Users: Lower caps or even complete restrictions on withdrawals.

These limits protect users from fraudulent activities and help PayPal comply with regulatory requirements.

 

PayPal Instant Transfer Limit

The PayPal instant transfer limit applies when you choose to move money instantly from your PayPal account to a debit card or bank account. This method allows users to receive funds in minutes, rather than waiting 1–3 business days.

Instant Transfer Limits:

• Debit Cards: Up to $5,000 USD per transaction/day.
• Bank Accounts: Up to $25,000 USD per transaction/day (U.S. only).
• Minimum Transfer: Must be at least $1 USD.

Note that a 1.75% fee (capped at $15 USD) usually applies for instant transfers.

 

PayPal Limit for Receiving Money

The PayPal limit for receiving money can vary based on account verification and geographic location. While PayPal doesn't generally place limits on how much a verified user can receive, unverified accounts may face restrictions.

Receiving Limits:

• Unverified Accounts: May have a lifetime receiving limit (e.g., $2,500 USD total) until the account is verified.
• Verified Personal Accounts: No fixed receiving limit, but large sums may trigger a compliance review.
• Business Accounts: Often unlimited, though PayPal may request additional documents for very high-volume transactions.

To ensure uninterrupted receipt of funds, it’s crucial to complete full verification and monitor your transaction history.

 

PayPal Limit Transaction Overview

The PayPal limit transaction refers to the maximum allowable per-transaction amount set by PayPal. This applies to all transaction types—sending, receiving, withdrawing, and transferring funds.

Key Transaction Limits:

• Sending Money (Verified): Up to $10,000 USD per transaction.
• Receiving Money (Verified): Often unlimited.
• Paying for Goods/Services: Subject to merchant and buyer protection rules.
• Currency and Region: Limits may be lower for international transactions or specific currencies.

If you exceed your PayPal limit transaction, the platform will block the payment and may prompt you to split the amount or verify your identity further.

 

How to Increase Your PayPal Limits

To unlock higher PayPal to PayPal transfer limit and related caps, follow these steps:

1. Verify Your Account:
• Link and confirm your bank account.
• Add a valid credit/debit card.
• Submit identity verification documents when prompted.
2. Upgrade to a Business Account:
• Provides higher or unlimited transaction limits.
• Ideal for freelancers, e-commerce sellers, and service providers.
3. Maintain Good Account History:
• Avoid chargebacks, disputes, and unauthorized activities.
• Consistent activity builds trust and eligibility for limit increases.
4. Check “View Limits” in Settings:
• Navigate to your PayPal dashboard → Settings → Account Limits to view and manage your thresholds.

 

Conclusion

Understanding the PayPal to PayPal transfer limit and associated restrictions like the withdrawal limit on PayPal, PayPal instant transfer limit, PayPal limit for receiving money, and PayPal limit transaction is crucial for efficient financial management. Whether you're sending money to a friend, withdrawing earnings, or operating a business, staying within these limits ensures secure, uninterrupted service.

By verifying your account and responsibly managing your transactions, you can access higher limits and enjoy the full potential of PayPal’s versatile platform.

 

FAQs

Q1: What is the maximum amount I can send from PayPal to another PayPal account?
Verified users can send up to $10,000 USD per transaction, though this may vary based on region and transaction type.

Q2: How do I remove the sending or withdrawal limit on my PayPal account?
Link and confirm your bank account, add a debit/credit card, and submit any requested identity verification documents.

Q3: What is the PayPal instant transfer limit?
You can instantly transfer up to $5,000 USD per transaction to a debit card and up to $25,000 USD to a bank account in supported countries.

Q4: Can I receive unlimited money through PayPal?
Yes, once your account is verified. Unverified users may have lifetime receiving limits that restrict large transactions.

Q5: What happens if I try to exceed my PayPal transaction limit?
PayPal will block the transaction and may ask you to verify your identity or split the payment into smaller transactions.