How Much Is the PayPal Limit Per Week?

 

PayPal has become an essential financial tool for individuals and businesses alike, offering fast, secure, and convenient transactions across borders. However, users often encounter certain restrictions when transferring money, especially on a weekly basis. Understanding the PayPal weekly transfer limit is crucial to managing your payments efficiently without interruptions.

This detailed article breaks down what your weekly limits mean, how to raise them, when they reset, and how they apply to different transaction types.

 

What Is My Weekly Transfer Limit on PayPal?

The PayPal weekly transfer limit refers to the total amount of money you are allowed to send or withdraw within a rolling seven-day period. These limits vary based on:

·         Account type (Personal or Business)

·         Verification status

·         Transaction method (sending to another PayPal user, withdrawing to bank, etc.)

·         Your country and region

Typical Weekly Limits for Verified Users

·         Personal verified accounts: up to $5,000–$15,000 per week

·         Business verified accounts: may have higher or custom limits, often exceeding $20,000 per week

These limits apply to various types of transactions, including:

·         Transfers to other PayPal users

·         Withdrawals to your linked bank account

·         Payments for goods and services

If your account is unverified, your weekly transfer limit is significantly lower—usually between $500 to $1,000 total.

 

PayPal Weekly Transfer Limit to Bank Account

The PayPal weekly transfer limit to bank account is particularly important for users who rely on PayPal for personal or business income. While individual instant transfers may be capped at $5,000 per transaction, the weekly cap determines the total amount you can move to your bank over seven days.

Weekly Bank Transfer Limits Typically Include:

·         Up to $15,000 per week for verified users (across multiple transactions)

·         Limited to $1,000–$2,500 per week for unverified or new accounts

·         Subject to review or hold if the transaction volume is unusual

PayPal also distinguishes between standard transfers (1–3 business days, free) and instant transfers (within minutes, with a fee), both of which are governed by the same weekly cap.

 

How Do I Increase My Weekly Limit on PayPal?

If you’ve hit your cap and need to send or withdraw more, you can apply for a PayPal weekly transfer limit increase by following these steps:

1. Verify Your Account

Link and confirm a bank account or credit/debit card to lift most default restrictions.

2. Provide Additional Identity Verification

Upload valid identification documents and proof of address if requested.

3. Maintain a Healthy Account History

Avoid chargebacks, disputes, or suspicious activity. PayPal rewards reliable users by increasing limits over time.

4. Contact PayPal Support

For urgent needs or business requirements, request a manual limit review through customer service.

 

What Time Does the PayPal Weekly Limit Reset?

One of the most asked questions is about the PayPal weekly transfer limit reset. Unlike a fixed weekly schedule (e.g., Monday–Sunday), PayPal uses a rolling 7-day window.

Here’s How It Works:

·         If you send $3,000 on a Tuesday at 3 PM, you can send that same amount again the following Tuesday at 3 PM.

·         The system continuously recalculates your limit based on what you've transferred over the previous 7 days.

·         There's no exact reset "day" or "time"—it’s dependent on your personal transaction history.

You can check your current usage and remaining weekly limit in your Account Settings > View Limits section.

 

How Much Is the PayPal Limit Per Week?

The PayPal limits receiving money per week and sending limits are not the same, but both matter.

Sending Limits (Typical):

·         $5,000–$15,000 per week for verified users

·         $500–$1,000 per week for unverified users

Receiving Limits:

·         Unverified accounts are often capped at $1,000 total until verified

·         Verified accounts generally have no receiving limits, though large or unusual amounts may trigger temporary holds

If you're running a business, upgrading to a Business Account is recommended to avoid these restrictions entirely.

 

FAQs

What is my PayPal weekly transfer limit?

Your weekly transfer limit depends on your verification status and account type. Verified users typically enjoy higher limits—up to $15,000 per week.

How do I increase my weekly limit on PayPal?

Verify your account, link a bank or card, maintain a good history, and contact PayPal support if needed.

What time does the PayPal weekly limit reset?

There is no fixed reset time. PayPal operates on a rolling 7-day basis, meaning your limit resets exactly 7 days after each transaction.

How much is the PayPal limit per week?

It ranges from $500–$1,000 for unverified accounts and $5,000–$15,000 or more for verified users.

 

Conclusion

Understanding the PayPal weekly transfer limit is essential for managing your finances, whether you're sending money to family or withdrawing earnings to your bank. Limits vary based on account status, and they operate on a rolling 7-day period—not a fixed calendar week. To access higher caps, verify your account, build trust with PayPal, and request an increase when necessary. Managing these limits smartly will ensure that your transfers go through smoothly, every time.